五年定期存款利率 五年定期存款利率是多少？

FIVE-YEAR FIXED DEPOSIT INTEREST RATE

1. THE CALCULATION OF INTEREST: According to the interest calculation formula, the interest is equal to the deposit amount multiplied by the annual interest rate and the deposit period. For example, for a 100,000 yuan deposit, the interest earned for a five-year fixed deposit calculation is 100,000 * 2.75% * 5 = 13,750 yuan, and for a zero-coupon fixed deposit, zero-coupon mixed fixed deposit, and principal and interest withdrawal, the interest earned for a five-year period is 100,000 * 1.55% * 5 = 7,750 yuan.

2. THE RELATIONSHIP WITH THE DEPOSIT INTEREST RATE, DEPOSIT AMOUNT, AND DEPOSIT METHOD: The amount of interest earned for a five-year fixed deposit depends on the annual interest rate, the deposit amount, and the deposit method chosen by the depositor. Different banks may offer different interest rates, so it is important to compare before making a decision.

FIVE-YEAR FIXED DEPOSIT INTEREST RATE IN 2022

In 2022, the interest rates for five-year fixed deposits offered by various banks are as follows:

1. Central Bank: The interest rate for whole-amount fixed deposits for five years is 2.75%.

2. Industrial and Commercial Bank of China: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

3. Agricultural Bank of China: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

4. China Construction Bank: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

5. Bank of China: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

6. Bank of Communications: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

7. China Merchants Bank: The interest rate for whole-amount fixed deposits for five years is 2.75%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.55%.

8. CITIC Bank: The interest rate for whole-amount fixed deposits for five years is 3%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.65%.

9. China Everbright Bank: The interest rate for whole-amount fixed deposits for five years is 3%, and for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal, the interest rate for five years is 1.65%.

HOW IS THE INTEREST CALCULATED FOR A FIVE-YEAR FIXED DEPOSIT?

The interest earned for a five-year fixed deposit depends on the interest rate and the deposit amount. The calculation formula is: interest = principal * interest rate * deposit period. For example, for a whole-amount fixed deposit with an interest rate of 2.75% for five years, the interest earned for a 10,000 yuan deposit is 10,000 * 2.75% * 5 = 1,375 yuan. For a zero-coupon fixed deposit, zero-coupon mixed fixed deposit, and principal and interest withdrawal with an interest rate of 1.55% for five years, the interest earned for a 10,000 yuan deposit is 10,000 * 1.55% * 5 = 775 yuan.

THE INTEREST RATE FOR FIVE-YEAR FIXED DEPOSIT AT THE AGRICULTURAL BANK OF CHINA

The interest earned for a five-year fixed deposit at the Agricultural Bank of China depends on the interest rate and the deposit amount. For a whole-amount fixed deposit, the interest rate for five years is 2.75%, and for a 10,000 yuan deposit, the interest earned is 10,000 * 2.75% * 5 = 1,375 yuan. For a zero-coupon fixed deposit, zero-coupon mixed fixed deposit, and principal and interest withdrawal, the interest rate for five years is 1.55%, and the interest earned for a 10,000 yuan deposit is 10,000 * 1.55% * 5 = 775 yuan.

FIVE-YEAR FIXED DEPOSIT INTEREST RATE AT VARIOUS BANKS

The interest rates for five-year fixed deposits at different banks are not uniform. Here are some rates for reference:

1. Industrial and Commercial Bank of China, Agricultural Bank of China, Bank of China, China Construction Bank, and Bank of Communications: The interest rate for whole-amount fixed deposits for five years is 2.75%, and the interest rate for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal is 1.55% for five years.

2. China CITIC Bank: The interest rate for whole-amount fixed deposits for five years is 3%, and the interest rate for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal is 1.65% for five years.

3. China Everbright Bank: The interest rate for whole-amount fixed deposits for five years is 3%, and the interest rate for zero-coupon fixed deposits, zero-coupon mixed fixed deposits, and principal and interest withdrawal is 1.65% for five years.

THE INTEREST RATE FOR FIVE-YEAR FIXED DEPOSIT AT Agricultural Bank of China

The interest earned for a five-year fixed deposit at the Agricultural Bank of China depends on the interest rate and the deposit amount. For a whole-amount fixed deposit for five years, the interest rate is 2.75%. So, for example, for a 1,000,000 yuan deposit, the interest earned would be 1,000,000 * 2.75% * 5 = 137,500 yuan.

Please note that the mentioned interest rates are subject to change and it is advisable to check with the bank for the latest rates.